How Divorce, Separation, or Remarriage Affects Your Will

by Lester Ong on Nov 4, 2025 Finance 43 Views

Major shifts in your personal life don’t just alter day-to-day arrangements; they also reshape how your assets pass on death. Separation, divorce and remarriage can revoke parts of a will, throw beneficiary designations out of alignment, and create competing claims under family provision laws. Acting early protects your intentions and reduces the risk of disputes among children, former partners and a new spouse.

Separation: Immediate Steps While You Sort Things Out

Separation alone usually doesn’t revoke a will, yet it often makes existing gifts and appointments inappropriate. If your estranged partner is both executor and main beneficiary, put in place an interim will that appoints a neutral executor and updates guardianship wishes. Review superannuation death benefit nominations, life insurance beneficiaries and binding financial agreements so your wider estate picture stays consistent. A short letter of wishes can guide your executor on practical matters while you finalise a property settlement.

Divorce: What Typically Gets Revoked

Across Australian states and territories, divorce commonly cancels gifts to a former spouse and any appointment of them as executor or trustee, unless the will states otherwise. That sounds helpful, but it can also leave gaps—residuary gifts may fail, or there may be no back-up executor. Update your will promptly to avoid partial intestacy and to make fresh provision for children or stepchildren. For tailored guidance through these rules and their local variations, many people seek help from estate planning lawyers in Perth who can align documents with current legislation.

Remarriage: Automatic Revocation Traps

Marriage (and sometimes re-marriage) can revoke an existing will unless it was made “in contemplation of” that marriage. If you’ve formed a new relationship, don’t assume the old document survives. Consider how to provide for your new spouse while preserving an inheritance for children from a prior relationship. Life interests, mutual wills, or carefully drafted testamentary trusts can balance these objectives and reduce the prospect of a family provision claim.

Superannuation and Non-Estate Assets

Your will doesn’t automatically control superannuation or certain insurance proceeds. Binding death benefit nominations, reversionary pension choices and trust control (such as appointor roles) sit outside the will and often decide where real value lands. Align these settings with your estate plan after any relationship change. Where blended families are involved, independent corporate trustees and clear successor-director arrangements help keep control stable over time.

Structuring for Blended Families and Futureproofing

Consider testamentary discretionary trusts to protect young or vulnerable beneficiaries, provide tax flexibility and guard against future relationship breakdowns. Asset-protection goals should be balanced against simplicity so the executor isn’t left with an unwieldy structure. For complex family dynamics, specialist trust lawyers in Perth can design control mechanisms that actually work in practice.

Practical Checklist You Can Action Today

  1. Make an interim will on separation.
  2. Replace your executor if there’s a conflict.
  3. Update super nominations and insurance beneficiaries.
  4. Revisit guardianship and care arrangements.
  5. Record any property or financial agreements with your solicitor.
  6. Refresh the estate plan after divorce becomes final.
  7. If remarrying, create a new will that contemplates the marriage.

Getting the Right Support

Clear documents, consistent beneficiary settings and good record-keeping reduce disputes and legal costs. For drafting, revisions and probate strategy, many clients rely on wills and estate lawyers in Perth to keep everything aligned with current law and family needs.

Article source: https://article-realm.com/article/Finance/78597-How-Divorce-Separation-or-Remarriage-Affects-Your-Will.html

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https://www.munrodoig.com.au/practice-areas/trusts-and-estate-planning/
Major shifts in your personal life don’t just alter day-to-day arrangements; they also reshape how your assets pass on death. Separation, divorce and remarriage can revoke parts of a will, throw beneficiary designations out of alignment, and create competing claims under family provision laws.

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