Articles by January, 2018

Are you a fan of YouTube?  If you enjoy watching free videos online, from a number of different genres, you may be a huge fan of YouTube.  Although many internet users only watch videos on YouTube, there are many who also post their own YouTube videos.  If you have never done so before, you may be wondering whether or not you really should.  To determine whether or not you should make and upload your own videos to the YouTube website, you will want to examine the advantages or the plus sides to doing so. Perhaps, the biggest advantage to making your own YouTube videos is that your videos can be just about whatever you want them to be.  Popular videos on YouTube right now include comedy skits, video blogs, how-to videos, and music videos from up and coming artists.  Whether you want to make a video blog of yourself or if you and your friends want to just have fun with a video camera, you can do so.  Of course, when making a YouTube video you will want ... Continue reading →

Homeowners who are considering re-financing their home may have a wealth of options available to them. However, these same homeowners may find themselves feeling overwhelmed by this wealth of options. This process doesn’t have to be so difficult though. Homeowners can greatly assist themselves in the process by taking a few simple steps. First the homeowner should determine his refinancing goals. Next the homeowner should consult with a re-financing expert and finally the homeowner should be aware that re-financing is not always the best solution.  Determine Your Goals for Re-Financing The first step in any re-financing process should be for the homeowner to determine his goals and why he is considering re-financing. There are many different answers to this question and none of the answers are necessarily right or wrong. The most important thing is that the homeowner is making a decision which helps him achieve his financial goals. While there are no right or wrong answer ... Continue reading →

At this very moment, home is not just a place to live or a shelter from a harsh weather. Home also reflects the personality of the people living there. Nevertheless, home is now become an investment that a person can have. Lots of people invest their money in the form of their own home. And they invest a huge amount of money in it.  Before we come to how to sell you home plan, let we talk about the home plan itself. Home plan is what people need to build their home. Home plan can seem as a complicated thing because you have to consider a lot of factors and try to sort them one-by-one and listing which things that need to be put into your home plan. You have a lot of things that you want them to be as a part of your home plan. However, you have to be very careful in selecting the right composition of your home plan to be a very lovely home. You can also try to list the pluses or minuses of your old home and you can also ask some friends’ suggestion to make a perfect and ... Continue reading →

Recent studies have shown that more people are getting overweight every year. This happens not only to adults but even to kids who have just started in school.  There are many factors that have contributed to this such as the rise in the number of fast foods joints that contain a lot of saturated fat in the meals, the use of refined sugar in sodas and other processed foods, eating food with less fiber, genetics, overeating and as people age slow metabolism.  Since losing weight takes time and most people can’t wait to get rid of it, these people have decided to take the fastest way out which is through the use of weight loss tablets. In the 1950’s until the late 90’s, doctors prescribed drugs for weight loss. The drug works by increasing the serotonin levels in the brain that makes the brain believe that the stomach is already full and thus, increases the person’s metabolic rate. It was only after scientists discovered that these drugs had side ... Continue reading →

Do you own rental property? If yes, and you're looking to borrow money with a new mortgage, your gain or loss identified by your tax returns may help or hinder your chances of procuring favorable credit. Lenders can use up to 75% of the rents generated, however, if there is a history of rental losses, those losses may limit borrowing power. What to pay attention to if you have a mortgaged rental property… Know Your Schedule E The schedule E of your Form 1040 is the area of your personal income tax return where you report rental property. If at the end of the calendar year, you have a net loss on your tax return, you could face a tough time qualifying for a mortgage because the loss is counted as a liability much like a minimum payment is on a car loan, credit card or other consumer debt. Lenders will usually average a two year history for each rental property owned. An averaged gain or loss from the Schedule E will determine if you cut the mustard for qualifying. How The ... Continue reading →

By Adam Beyer The public policy honors thesis program draws students with a diverse array of passions, all interested in pursuing original research. This academic year, the program attracted 30 students, a 10-year high, said Ken Rogerson, associate professor and thesis program director for the Sanford School of Public Policy To accommodate the large number, both Rogerson and Adam Hollowell, an adjunct professor, taught a section of the thesis course. The course guides students through the research and writing process and provides a community for collaboration and support. Each students also seeks out a faculty advisor. “The value of the program for the student is not the end product so much as the process of figuring out their own research project,” Rogerson said. “It makes them a better student, employee and potential graduate student.” Sanford’s thesis program differs from other undergraduate thesis programs at Duke because it starts in the spring of a ... Continue reading →

At a panel discussion on October 7, 2016 at SupplySide West, a natural products industry event in Las Vegas, Sapna Misra, President of Anpas Global, will share the major consumer trends in Maternal Health Omega-3s along with her journey to finding a sweet spot in the crowded omega-3 market with her line of high concentrate DHA supplements. In January 2015, Anpas Global entered the consumer health products space with Nurture Me, the smallest size omega-3 DHA supplement for women. Within 9 months of market entry, Nurture Me was named among the top new launches for CPG Women's Health Products for Innovation and Market Impact by the 2015 SupplySide CPG Editor’s Choice Awards. With the growing success of their first brand, the company recently launched its second Omega-3 DHA product for kids 8 years plus, called Nurture Kids. At the upcoming Supply Side Show, Sapna will share insights on the maternal health market segment and the motivation to formulate her product for this ... Continue reading →

This week in food and drink: What's brewing in 2018 Share This Story! Let friends in your social network know what you are reading about This week in food and drink: What's brewing in 2018 USA TODAY Network's food and beverage reporters share beer news and brewery openings planned for 2018. Posted! A link has been posted to your Facebook feed. USA TODAY Network Published 8:46 a.m. ET Jan. 27, 2018 Ballast Point announced it will open a brewery at Downtown Disney District in Anaheim, Calif., this year.(Photo: Kambria Fischer) USA TODAY Network's food and beverage reporters share beer news and brewery updates everyday. This week, we see 2018 breweries planned for Buffalo, N.Y., Louisville, Milwaukee and New York's Hudson Valley, plus which Wisconsin destination was named the best beer drinking city. And Detroit Free Press may have found Michigan's most dedicated beer enthusiast. See the top tweets for craft beer fans below. Autoplay Show Thumbnails Show Captions ... Continue reading →

Solyndra Inc. once seemed destined to help spark a second wave of venture investing in clean technology. Now the solar-panel maker–which today announced it plans to file for Chapter 11 bankruptcy and lay off all 1,100 of its workers–is an example of how difficult it is for venture investors to make money in manufacturing-heavy businesses whose products compete in commodity markets. The “Solyndra Effect,” one clean-tech investor said, now refers to the chill sent down the spines of potential limited partners of venture capital funds by the massive writedowns experienced by investors in the solar company. Solyndra’s case is especially tragic, given that the company raised more than $1 billion, making it one of the most well-funded start-ups ever, and surely the biggest bust for the venture capital industry in terms of equity raised. Despite warning signs, Solyndra’s investors continued to wager more money as they ... Continue reading →

In the EU, VW has not admitted wrongdoing or liability and it continues to resist claims for compensation © Reuters Jane Croft in London and Patrick McGee in Frankfurt January 28, 2018 Almost 60,000 people have signed up so far to sue German carmaker Volkswagen Group over its emissions scandal in what is shaping up to be one of the biggest group actions to come before London’s High Court. VW is facing litigation in the UK — and in other jurisdictions — in the wake of claims that it manufactured and sold cars with diesel engines that failed to comply with EU legislation on emissions. The carmaker installed “defeat devices” — a software device that artificially lowered nitrogen oxides (NOx) during testing — in 11m diesel cars sold between 2008 and 2015. These included 1.2m cars sold in the UK under the Volkswagen, Seat, Audi and Škoda brands. The High Court will be asked to approve an application by law firms Your Lawyers and Slater ... Continue reading →