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Oct 12, 2018
| Member since | Oct 26, 2021 |
If you owe more on your home than it is worth, you are said to be underwater on a mortgage. For example, maybe you took a mortgage for $300,000 in 2018 to buy a house that’s now worth $250,000 in 2021. If $280,000 remains on the mortgage, you’re considered to have an upside-down loan. You could be underwater for two reasons: a decrease in property value or missed mortgaged payments. While missing mortgage payments can happen for various personal reasons, property prices could fall for several reasons outside your control. For example, your neighborhood may have become a crime hotspot or a local school closes. Sometimes, local businesses closing in rapid succession could bring down property prices. If you are stuck in a similar situation, here are a few things you can do. 1. Continue Paying the Mortgage Supply and demand dynamics evolve continually in response to real estate trends. If the reasons causing the downfall are temporary, you can continue repaying the mortgage ... Continue reading →
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