charles roy

charles roy
Member since Apr 22, 2022

by charles roy on Sep 30, 2022

Personal Finance


The main reason behind this is that developing a FinTech app requires significant effort and investment. Banking sectors and financial institutions are constantly investing their money in this process to get a promising application for the betterment of the market’s future. As per a Status and Forecast 2018-2025 report, the global FinTech size is expected to grow by 124.3 billion USD. This proves that in the future, there will be numerous investment opportunities for businesses interested in FinTech. This article will go through in detail how to enable the creation of a FinTech application that helps drive ROI. What is a FinTech application? Fintech apps are also commonly known as financial technology applications. These apps are popular today as they have completely changed the way every business functions. With the emergence of FinTech apps, electronic transactions have become much easier. Besides, more and more FinTech startups have started to emerge as the response from ... Continue reading →

by charles roy on Sep 23, 2022

Personal Finance


Digital transformation is the biggest innovation in the market. It is everywhere. You cannot enter a client meeting or a boardroom, without seeing the impact of technologies or hearing about the new ideas for digital disruption. Though transforming a legacy system into a digital business is challenging, it comes with many benefits. And this is why various industries are trying to adopt this concept. And the financial industry is at the top of this list. Financial services companies are planning, adopting, and training their employees to adapt to this new change. And like almost every other financial company is doing this, the competition is very high. Therefore, organizations have to be quick in their digital transformation. Also, they have to be aware of all the financial services digital transformation trends. For that, here, we have listed some amazing trends for you to catch up and learn more about this concept. Digital Transformation in Banking and Finance Let’s be more ... Continue reading →

by charles roy on Sep 16, 2022

Personal Finance


With advancements in technology, the global financial technology market is predicted to evolve by around 8.6% of CAGR from 2021 to 2024. This growth that we are observing in the fintech market is entirely driven by the expansion in mobile banking applications, e-commerce, the increasing popularity of online payments, and the digital compulsion that occurred because of COVID-19. All these things make Fintech draw the attention of both startups and even cybercriminals.  Therefore, fintech software development companies have to deal with susceptible business and personal information. But the main issues they face are data storage, data leakages, cross-platform malware contamination, and vulnerabilities that can often endanger the user’s data. For this, fintech developers follow some of the basic yet important types of security measures. Therefore, in this blog, we will learn everything about fintech applications and their security measures.   What are ... Continue reading →

by charles roy on Sep 9, 2022

Personal Finance


This is clear from the evidence that the FinTech business is continuously evolving. According to this report from Cision, it was estimated at $127.66 billion in 2018 and is anticipated to touch $309.98 billion by 2022.  Also, it says that the FinTech enactment rate globally increased by nearly 64% in the last year. How Covid-19 has Impacted the Financial Industry? The banking and financial services upward to report more leading investment and growth in upcoming time within the global intellectual process automation business. As COVID-19 has created a logistical nightmare for businesses, they are getting several requests for customer support. The old technology and standard methods of smaller banks and credit organizations have devised them under-equipped and inexperienced for economic collapse.  All of us are aware that how COVID-19 has created the gap in the old banking system and offers a chance for these financial companies to use the IA method to streamline their ... Continue reading →

by charles roy on Sep 2, 2022



Nowadays, technology is changing the way every business operates and delivers its products to customers in many different sectors. We now have alarms that help us detect poisonous substances in our air, smarter computer software, or technologically advanced medical equipment that can help doctors identify life-threatening conditions. But the one industry that has seen huge technical innovations in the past few years is the financial sector. The new word, FinTech came into the picture after banking systems started to use technology to perform their tasks. There are some important areas that are incorporating technology into the financial world to help the banks develop a smooth customer journey and in this blog, we are going to discuss some of these important FinTech factors.  What is FinTech? The technologies used in the financial industry are known as FinTech. With the advancement of various technologies, companies have started coming up with innovative products and services ... Continue reading →

by charles roy on Aug 26, 2022

Personal Finance


Financial Institution Overview As we all know, more than 70% of the financial estates went into crisis due to the COVID-19 pandemic. With 2021 on the go, many financial software development companies are planning to opt for online banking, where banking-related services are delivered over the internet to rebuild customer experiences. The digitally working banking system allows users to do all tasks remotely from any smart device with an active internet connection. Now, fintech technology is encountering a rapidly positive change and transformations are introduced for particular functions inside the financial institutions’ ecosystem like Rob-advising and insurtech. Progress in the fintech & insurance services are implied to help the banking sector and their clients who opt for their fintech software development services to abstain from overspending and deal with their finances in a better way. In this piece of article, we’re going to discuss which important emerging ... Continue reading →

by charles roy on Aug 22, 2022

Personal Finance


When it comes to financial transactions, maintaining accuracy and transparency is essential for the betterment of any organization. The transactions can be anything from observing to storing a transaction or planning and securing investments. The financial management software is created to handle all these monetary undertakings of a company. Traditionally, this type of software is only used to measure the cash flow, regulate tax, and maintain stability. But now with the emergence of advanced finance banking software, everything from managing and planning expenses for maximum returns to actually gaining profit is possible. In this blog, we will go through the details about accounting management software and how they are beneficial for any organization. What is Accounting and Finance Management Software Development? Accounting or finance management software is nothing but a system that organizations use to govern or oversee their assets, income, and expenses. The main objective of this ... Continue reading →

by charles roy on Aug 5, 2022



Magento vs Shopify:     The eCommerce industry is no longer the new buzzword, it has become a norm to succeed. And for that, you need to keep up with the market trends and right now Shopify and Magento turns out to be one of the leading marketing trends around the corner. In fact, these are one of the best turnkey solutions, especially for non-techie business owners.     Over all these years, it has been observed that the eCommerce realm keeps changing like a breeze however, Magento and Shopify are the two fundamental eCommerce platforms that have been on top of the charts right from the beginning. Due to this several reputable companies are found offering the best possible eCommerce development solutions ensuring the scalable and long-term growth of their end clients. The following post offers a detailed comparison of the two. Which one is better- Magento or Shopify? So without any further ado, let’s begin! But before that, why do businesses need to ... Continue reading →

by charles roy on Jul 29, 2022

Personal Finance


We all know this for the fact that technology has been reshaping a plethora of industries starting from healthcare to enterprises, education, retail & manufacturing, customer relationships, media and entertainment, food, financial services industry and what not! Today smart use of technology has become the must-do thing or the sure-shot way to succeed irrespective of your industry vertical. And why not, since we are all living in the digital era, where each one of us has a bit of know-how regarding the usage of computing devices, smart devices, what is artificial intelligence and how these technologies, especially the disruptive ones are transforming their lives day in day out. Like it or not, technology or digital transformation will be seen changing the future of all industries. The only thing you can do is, businesses must come up with certain ways or tricks that can assist them in using the tech to their full advantage. Of course, we don’t have so much time to discuss ... Continue reading →

by charles roy on Jul 22, 2022

Finance and Investments


Performing accounting for your small business can become a pretty difficult and time-consuming process very quickly. As soon as your small business grows into a big one, and with time your accounting also grows to be more difficult. As you are required to create more invoices, you need to create new journal entries, accounts payable, make financial statements, and so on. Most accounting tasks now are accomplished through software, so information systems make a big impact on how accounting is performed and what kind of reports are generated. Also, regulatory requirements, data security, simplified tax compliance, and connectivity are of most significance in this domain and financial software development solutions cover all aspects of accounting. This financial software not only helps to account for tasks to be performed at a high speed but also become an easy way to do for most big as well as small businesses. Computations are completed automatically with fewer mistakes compared to ... Continue reading →

by charles roy on Jul 15, 2022

Finance and Investments


How The Change Is Working For Finance Leaders?  Change #1: Leverage Fintech To Transform The Finance Function  Business leaders of FinTech, or financial technology, encompass all of the current technology that banks and financial enterprises use to enhance the delivery of financial services. It encompasses all services, from the usage of ATMs and electronic cards to the establishment of digital banks and the use of blockchain technology. FinTech has altered the finance business by elevating the client experience through automation and machine learning approaches. The digital future of FinTech moneymakers includes the usage of automated chatbots that are available 24 hours a day, online budgeting tools that help you manage your money, and expenditure trackers that help you keep track of your income.      At every level, automating financial company operations through the use of automation technologies and machine learning alleviates all pain points. Fintech is ... Continue reading →

by charles roy on Jul 1, 2022



Overview The financial institutions and banking industry are undergoing a radical shift, one driven by competition from compliance pressures, FinTechs, mountain regulation, and disruptive technologies. The emergence of Non-bank startups is changing the competitive landscape in financial services and the way of going business. Other banking-related challenges can be resolved by using emerging technologies, but the transition from legacy systems helps banks to innovative solutions that have not always been an easy one. In this blog, we are going to know how choosing the right financial software development services can help to overcome all the banking-related challenges. Fortunately, we have companies like TatvaSoft, Baires Dev, Science Soft, and many more that will help to handle all the banking related queries and issues. So, without any further ado, let’s get started! How do Banking Software solutions help to overcome banks’ challenges? 1. Touch Competition As we all ... Continue reading →

by charles roy on Jun 20, 2022

Personal Finance


Today, the digital world is being ruled by fintech applications and software, from online banking to mobile wallets. The bad news is that with the rise in the development and usage of fintech apps, the chances of security breaches and data theft have also increased. Such incidents often result in the loss of sensitive personal and financial information. Therefore, ensuring the utmost security of such apps becomes the number one task for fintech companies. What Is Fintech, and Why Is It Important? Financial technology or fintech is one of the most convenient technologies that can easily improve and automate the usage and delivery of all financial services. Here’s a definition of the term “fintech.” According to fintech experts, “Fintech is a technology used by business owners, companies, and consumers to improve and manage their financial processes, operations, and, ultimately, their lives by using specialized algorithms and software.” Besides this, ... Continue reading →

by charles roy on Jun 10, 2022

Finance and Investments


Everyone seems to be going gaga over the term fintech. And why not, the massive transformation technology has brought among the financial services industry cannot be ignored at any rate. So people have not just begun to simply acknowledge it but also started to adopt it quickly just to gain a competitive edge. As a result, more and more financial software development companies seem to be brewing up offering high-end solutions by using artificial intelligence, machine learning, blockchain technology, and so forth. Now before you choose any fintech professionals, here are certain must-have skills that should be taken into consideration. Read away to know more! Are You Ready to Enter the Financial Services Industry? Fintech mainly stands for finance and technology. So any financial institution that makes use of the technology to enhance their existing services and offer a better experience to their existing and potential customers is what we call making the most of fintech professionals. ... Continue reading →

by charles roy on May 27, 2022



No matter how significant money is in our lives, most of you are unaware of efficient ways to manage it. Fortunately, we have a plethora of banking and financial institutions at our service that runs the trains for us seamlessly. At present, we are witnessing a vast transformation in banking due to emerging disruptive technology. Yes, no two ways about it, the ways of conducting cash management, credit/capital and a plethora of banking services have transformed to a great extent again due to technology. Artificial intelligence, blockchain, big data, machine learning, personal finance management software, the internet of things, voice banking, banking as a service, etc have certainly resulted in the creation of a banking scenario that one would have never thought of in their wildest dreams. Imagine today if you want to pay a merchant, all you have to do is tap and pay, if you have taken any kind of loan then you don’t have to worry about returning the money, it can be ... Continue reading →

by charles roy on Apr 22, 2022



QA and Testing beneficial for the Healthcare Industry As aforementioned, you have already seen the consequences of not conducting software testing in the healthcare industry. Now let’s take a look at the bright side, let’s find out the possibilities software testing can bring to the healthcare realm. Further below I would like to mention some solid reasons stating why QA and software testing are important in the healthcare industry. In fact, why more and more organizations must focus on it. #1 Interoperability Healthcare involves tons and tons of medical devices, apps, and softwares that must be well-integrated and connected to ensure that the end-users get exactly what they are expecting regarding services. There has been observed severe interoperability, regulatory compliance, security, and data privacy. Software testing in the healthcare sector needs to be done diligently. Tests are supposed to be recorded and repeated for audit purposes. Now have you wondered why there ... Continue reading →


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